This article is for Canadians who have been sued or who are concerned that they will be sued in the near future. A creditor will sue an...

Canadians may--should they choose to do so--be able to avoid paying a debt due to the passage of time. A Canadian, however, cannot take...

Former collection agency lawyer and author Mark Silverthorn sets out ten reasons why indebted Canadians should not despair.

Older Canadians struggling with debt might want to canvas the merits of obtaining a CHIP reverse mortgage. For some older Canadians the...

In this article I am going to compare and contrast two debt relief options; credit counseling and debt settlement. Credit Counseling is...

Former collection agency lawyer Mark Silverthorn explains how to deal with a collector who demands payment in full of an unpaid account.

Former collection agency lawyer and author Mark Silverthorn provides ten tips for negotiating a settlement.

Former collection agency lawyer Mark Silverthorn compares a consumer proposal with debt settlement.

Former collection agency lawyer and author Mark Silverthorn describes the danger posed by debt consultants.

Former collection lawyer and author Mark Silverthorn describes how to remove an item from your credit report that should not be there.

An individual facing debt problems will usually have several options when it comes to how to address their current debt situation. Today...

Mark Silverthorn, former collection agency lawyer and author, describes who can negotiate a settlement on a consumer's behalf.

Mark Silverthorn, former collection agency lawyer and author of The Wolf At The Door writes about how to avoid collection calls.

Mark Silverthorn, former collection agency lawyer and author of The Wolf At The Door canvasses variables creditors use when deciding to sue.

It is very common for consumers receiving collection calls to be confused as to which firm is calling them demanding payment of an unpaid...

Mark Silverthorn, former collection agency lawyer and author of The Wolf At The Door describes bill collectors calling consumers.

Former collection agency lawyer and author Mark Silverthorn describes the life cycle of an unpaid account.

Former collection agency lawyer and author Mark Silverthorn describes the consequences for not paying an account in a timely fashion.

A description of key debt categories and how these differences are critical when it comes to optimizing debt elimination.

Former collection agency lawyer and author Mark Silverthorn identifies five scenarios where Canadians ought to use credit.

Former collection agency lawyer Mark Silverthorn describes the two limited circumstances where credit counseling can be justified.

This Article lists the largest collection agencies operating in Canada today including debt buyers, and the Big 3 credit counseling agencies

How do those with unpaid accounts benefit from the passage of time. This Article drills down into limitation periods.

This Article explains why a significant percentage of Canadians are in debt trouble.